0% Dealer Financing May Sound Good,
But It May Not Be the Best Deal for You
Many auto manufacturers offer 0% or low interest financing. But the fact is, members probably get a better deal right here at your credit union.
Most 0% or low rate financing options at the dealer require you to give up a substantial rebate in order to receive the discounted rate. In most cases, you will be better off to take the rebate, apply it to the cost of the vehicle and finance the loan through the credit union.
Not only can you save money, but we also have the convenience of payroll deduction payments - no payments to mail each month!
Contact us to compare your options before you finance with the dealer - you will be glad you did.
Take advantage of our vehicle loans and drive away in a new or used car. Don't be fooled by low interest rate schemes. Someone, somewhere, is paying the difference and, in most cases, it is the buyer. Whether buying or leasing, financing your vehicle outside the dealership could mean big savings on the purchase of your new car. Check out our
current loan rates and
apply online .
We now offer GAP insurance coverage on our motor vehicle loans. Most cars depreciate by thousand of dollars as soon as they are purchased. And if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you will still be liable to pay the difference: the "gap" between the insurance settlement and your loan balance. Guaranteed Asset Protection (GAP) is coverage tha tpays the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle. GAP insurance is a low cost coverage for a potentially high cost expense. The premium is added right to your loan balance.
We are partnered with Enterprise Car Sales. Used rental cars are some of the best buys in the used car market. These vehicles recieve more care than the average consumer owned vehicle. This might be the best opportunity for used car buyers to buy a quality used rental car at a reasonable price. Each vehicle sold by Enterprise passes a 109 point inspection and comes with a 12 month/12000 mile limited warranty and seven day/1000 mile repurchase agreement.
Discover the credit union difference!