Rates










LoansCertificates

Loan rates effective July 1, 2010

Actual rates will vary according to the applicant's credit worthiness, loan term, and security. Actual rate wll be determined after loan application is submitted and processed.

Up to .50% discount may apply on signature and vehicle loan rates. Rate discounts not available on Vacation Loans.

Rates subject to change without notice.

 

Loan type Rates as low as APR* Maximum term  

Signature/Personal                 

10.25%

10.25% 

36 months

Calculator
New Motor Vehicle

 4.75%

 4.75%

36 months

Calculator
New Motor Vehicle

 5.25%

 5.25%

72 months

Calculator
Used Motor Vehicle

6.00%

 6.00%

36 months

Calculator
Used Motor Vehicle

6.50%

 6.50%

60 months

Calculator

 

APR = Annual Percentage Rate
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Share Certificate rates effective for the month of August, 2010
Certificates Dividend Rate APY*
Share certificates    
$500 minimum balance    
     6 month term

0.86%

0.863%
    12 month term 1.06% 1.064%
    24 month term 1.26% 1.266%
    36 month term 1.46% 1.468%
$10,000 minimum balance    
     6 month term 0.96% 0.964%
    12 month term 1.16% 1.165%
    24 month term 1.36% 1.367%
    36 month term 1.56% 1.569%
     
IRA Certificates    
$2,000 minimum balance    
    12 month term 1.21% 1.216%
    24 month term 1.41% 1.418%
    36 month term 1.61% 1.620%
$10,000 mimimum balance    
     12 month term 1.41%

1.418%

     24 month term 1.61% 1.620%
     36 month term 1.81% 1.823%

 

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