FACTS

WHAT DOES OMAHA DOUGLAS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Omaha Douglas Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Omaha Douglas FCU share?

Can you limit this sharing?

For our everyday business purposes —

such as to process your transactions, maintain your account(s), respond to court orders and legal

investigations, or report to credit bureaus

Yes

No

For our marketing purposes —

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

No

For our affiliates’ everyday business purposes —

information about your transactions and experiences

No

No

For our affiliates to market to you

Yes

No

For non affiliates to market to you

No

No

Questions?

Call 402-444-5999 or visit us online: www.omahadouglasfcu.org

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Who We Are

Who is providing this notice?

Omaha Douglas Federal Credit Union

What We Do

How does Omaha Douglas Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Omaha Douglas Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

•        Sharing for affiliates’ everyday business purposes-

information about your creditworthiness

•        Affiliates from using your information to market to you

•        Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

•        CUNA Mutual

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

•        None

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

•        None